What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 6 Tips on Ways to Spend Your Money for Happiness Can money buy happiness? Discover spending habits that can increase your satisfaction today and throughout your retirement. Savings and Cash Flow Savings is a critical tool to ensure positive cash flow in your personal finances. Thanks, Mom! When it comes to managing your personal finances, there’s plenty of complex advice out there. But often, simpler is better.